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5. General Enterprise Banking Credit Management
QF Level ( 1234567 )
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5. General Enterprise Banking Credit Management
QF Level
Code
Name
QF Level:
Level 1
No Item
QF Level:
Level 2
No Item
QF Level:
Level 4
Code:
109261L4
Name:
Conduct risk assessment for unsecured and / or secured lending using scorecard approach and proceed with approval
QF Level:
Level 4
Code:
109271L4
Name:
Monitor the risk level of the loan portfolio to identify early risk signal
QF Level:
Level 4
Code:
109284L4
Name:
Provide training / learning activities to disseminate knowledge related to credit management
QF Level:
Level 5
Code:
109250L5
Name:
Analyse the economic environment and the implications on credit management
QF Level:
Level 5
Code:
109253L5
Name:
Establish or revise credit policies, procedures and guidelines to respond to the changes in regulatory requirement and market environment
QF Level:
Level 5
Code:
109255L5
Name:
Determine approval or rejection on credit applications
QF Level:
Level 5
Code:
109258L5
Name:
Evaluate the performance of credit acquisition and make suggestions
QF Level:
Level 5
Code:
109259L5
Name:
Provide consultancy service to clients on credit risks
QF Level:
Level 5
Code:
109260L5
Name:
Assess credit and financial strength of borrowers and prepare credit proposal
QF Level:
Level 5
Code:
109266L5
Name:
Develop risk mitigation strategies for the credit portfolio
QF Level:
Level 5
Code:
109268L5
Name:
Manage and control the risks of the credit assets for enterprise banking
QF Level:
Level 5
Code:
109269L5
Name:
Evaluate market value and marketability of collateral and identify the risks associated with the loan
QF Level:
Level 5
Code:
109273L5
Name:
Conduct post approval credit monitoring and review on problem loans
QF Level:
Level 5
Code:
109275L5
Name:
Develop procedures and guidelines for the recovery of problem loans
QF Level:
Level 5
Code:
109282L5
Name:
Identify gaps in existing credit management systems and make recommendations for improvement
QF Level:
Level 6
Code:
109248L6
Name:
Formulate the overall credit risk management policies, procedures and methodologies
QF Level:
Level 6
Code:
109262L6
Name:
Allocate credit assets of the bank in accordance to the formulated credit risk management policies and risk appetite of the bank
QF Level:
Level 6
Code:
109263L6
Name:
Review performance of loan portfolio for enterprise banking
QF Level:
Level 6
Code:
109264L6
Name:
Formulate a framework to monitor credit risk by using analytic models / other tools for enterprise banking
QF Level:
Level 6
Code:
109265L6
Name:
Assess performance and effectiveness of loan products for enterprise banking
QF Level:
Level 6
Code:
109272L6
Name:
Formulate policies and procedures in managing problem loans
QF Level:
Level 6
Code:
109280L6
Name:
Analyse the performance of credit system and define the overall strategies for the bank
QF Level:
Level 6
Code:
109281L6
Name:
Develop and enhance credit related functions in management information system (MIS)
QF Level:
Level 7
No Item
Note:
- The SCSs have been moderated by the Hong Kong Council for Accreditation of Academic and Vocational Qualifications (HKCAAVQ) to ensure consistency of QF level across industries.
- The contents of all SCSs will be updated regularly.
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