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3. Credit Management
QF Level ( 1234567 )
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3. Credit Management
QF Level
Code
Name
QF Level:
Level 1
No Item
QF Level:
Level 2
No Item
QF Level:
Level 3
Code:
107370L3
Name:
Handle follow-up process of approved credit application
QF Level:
Level 3
Code:
107379L3
Name:
Collect payments from debtors
QF Level:
Level 3
Code:
107384L3
Name:
Prepare documents in relations to credit risk management
QF Level:
Level 4
Code:
107365L4
Name:
Monitor credit related activities to ensure adherence to the established guidelines / regulations
QF Level:
Level 4
Code:
107369L4
Name:
Collect information for assessing credits
QF Level:
Level 4
Code:
107376L4
Name:
Negotiate with debtors about overdue debts
QF Level:
Level 4
Code:
107377L4
Name:
Monitor progress of debt collections
QF Level:
Level 4
Code:
107378L4
Name:
Collect bad and doubtful debts
QF Level:
Level 4
Code:
107382L4
Name:
Initiate and coordinate IT and financial technology applications in related systems for effective performance of all key functions of credit management
QF Level:
Level 4
Code:
107383L4
Name:
Provide learning activities to disseminate knowledge on credit management
QF Level:
Level 5
Code:
107363L5
Name:
Analyse economic environment and the implications on credit management
QF Level:
Level 5
Code:
107364L5
Name:
Formulate credit policies and procedures for different products / features for credit-based solutions offered by the bank
QF Level:
Level 5
Code:
107366L5
Name:
Conduct credit assessment for credit applications
QF Level:
Level 5
Code:
107367L5
Name:
Determine terms and conditions for credit proposals according to the financial strength of applicants
QF Level:
Level 5
Code:
107368L5
Name:
Evaluate the performance of credit business and make suggestions
QF Level:
Level 5
Code:
107372L5
Name:
Evaluate market value of collaterals and risks associated with the bank's loan exposure
QF Level:
Level 5
Code:
107373L5
Name:
Manage and evaluate the risks associated with the credit assets of the bank (e.g. securitization)
QF Level:
Level 5
Code:
107374L5
Name:
Formulate policies in managing bad and doubtful debts
QF Level:
Level 5
Code:
107375L5
Name:
Implement legal actions on unpaid debt customers
QF Level:
Level 5
Code:
107380L5
Name:
Evaluate and enhance the performance of credit management systems
QF Level:
Level 5
Code:
107381L5
Name:
Evaluate and update automated credit scoring systems regularly
QF Level:
Level 6
Code:
107361L6
Name:
Develop and review credit products / features
QF Level:
Level 6
Code:
107362L6
Name:
Formulate the overall credit strategy for retail banking
QF Level:
Level 6
Code:
107371L6
Name:
Manage the quality of the bank's credit assets, conduct regular analysis on credit assets portfolio and identify risk, if any
QF Level:
Level 7
No Item
Note:
  • The SCSs have been moderated by the Hong Kong Council for Accreditation of Academic and Vocational Qualifications (HKCAAVQ) to ensure consistency of QF level across industries.
  • The contents of all SCSs will be updated regularly.
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